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Memo 0xebc64c6d…9fcbb1 on Ethereum

While the proposal for treasury diversification is well-structured, I believe that we should focus exclusively on on-chain investment solutions. Investing in off-chain traditional finance (trad-fi) contradicts the core principles of our crypto community. We should prioritize on-chain entities that provide transparency, security, and align with the ethos of decentralization. Proposing On-Chain Solutions: Origin Dollar (OUSD) and Ondo Finance I strongly advocate for utilizing on-chain entities such as Origin Dollar (OUSD) and Ondo Finance for our stablecoin investments. Here are the key benefits of these on-chain solutions: 1. Origin Dollar (OUSD): - No Staking, No Lock-ups: OUSD does not require staking or locking up funds, ensuring liquidity and flexibility. - Auto-Compounding: OUSD automatically compounds yields directly into your wallet, optimizing our returns without additional management overhead. - AAA Security Rating from InsurAce: OUSD has received an AAA security rating from InsurAce, reflecting its robust security measures. - On-Chain Transparency: All transactions and holdings with OUSD are fully on-chain, providing transparency and immutability. - 100% Collateralized: OUSD is fully collateralized, ensuring that every dollar is backed by real assets, minimizing risk and enhancing stability. 2. Ondo Finance: - Competitive Yields: Ondo Finance offers yields ranging from 5-10% depending on the specific strategy, providing attractive returns. - On-Chain Transparency: All transactions are fully transparent and can be verified on-chain, ensuring accountability. - Risk Mitigation: Ondo Finance uses diversified strategies to mitigate risk while maximizing returns. Comparison with Off-Chain Solutions: 1. Transparency and Security: - On-chain solutions like OUSD and Ondo provide full transparency and security, with transactions and holdings visible on the blockchain. Off-chain solutions lack this level of transparency and come with additional risks. 2. Liquidity and Flexibility: - On-chain solutions offer greater liquidity and flexibility, with no lock-ups or early liquidation fees. Off-chain investments can be less flexible and involve higher transaction costs. 3. Alignment with Crypto Ethos: - On-chain solutions align with our commitment to decentralization and innovation within the crypto ecosystem. Off-chain investments contradict this ethos and introduce traditional financial risks. Conclusion: While the intention behind RRC-22 is to enhance our financial resilience, I believe we can achieve these goals more effectively through on-chain solutions like Origin Dollar and Ondo Finance. These options ensure we adhere to our core values while optimizing returns and maintaining security. Link to Origin Dollar: For more details on Origin Dollar, please visit [OUSD](https://www.ousd.com/). Let's continue to champion decentralized finance and make choices that reflect the true spirit of our community.